RenewalIQ ("we," "us," or "our") is committed to protecting your privacy. This policy explains what information we collect on renewaliq.ca and through the RenewalIQ iOS application, how we use it, and your rights under applicable Canadian privacy law (PIPEDA).
If you choose to subscribe to our mailing list through the form on this website, we collect your email address. This is the only personal information we collect directly from you on this website.
Email addresses are stored in Cloudflare KV (Cloudflare, Inc.), a serverless key-value store. We do not use a third-party email marketing platform; addresses are stored solely by us.
Like most websites, renewaliq.ca may collect non-personally-identifiable information automatically through your browser, including your IP address, browser type, referring pages, and pages visited. This data is collected by Cloudflare (our hosting and CDN provider) and may be used for security, performance monitoring, and analytics. See Cloudflare's Privacy Policy for details.
The RenewalIQ iOS app collects no personal data. All mortgage calculations, scenarios, and inputs are stored entirely on your device using Apple's SwiftData framework. No data is transmitted to our servers or any third party. There is no account, no login, and no backend.
In-app purchases are processed by Apple through the App Store. We do not receive your payment information. See Apple's Privacy Policy for details.
We use the information we collect for the following purposes:
We do not sell, rent, or trade your personal information to any third party.
We may display advertisements on renewaliq.ca through Google AdSense (Google LLC) or similar third-party advertising networks. These services may use cookies and similar tracking technologies to serve ads based on your prior visits to this and other websites.
Google's use of the DART cookie enables it to serve ads based on your visit to renewaliq.ca and other sites on the Internet. You may opt out of the use of the DART cookie at any time by visiting Google's Advertising Settings.
Third-party ad servers or ad networks use technologies such as cookies, JavaScript, or web beacons that appear in their respective advertisements and links on this website, which are sent directly to your browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of advertising campaigns and/or to personalize advertising content.
RenewalIQ has no access to or control over cookies used by third-party advertisers. You can choose to disable cookies through your browser settings; doing so may affect the functionality of some parts of this website.
Cookies are small text files stored on your device. This website may use the following types of cookies:
You can control cookies through your browser settings or by visiting aboutads.info or Your Online Choices.
Email addresses collected through our subscription form are retained until you request removal. Usage data collected through Cloudflare is subject to Cloudflare's data retention policies.
RenewalIQ is not directed to individuals under the age of 13. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us and we will delete it promptly.
Under Canada's Personal Information Protection and Electronic Documents Act (PIPEDA), you have the right to:
To exercise any of these rights, please contact us at the address below. We will respond within 30 days.
This website contains links to external websites, including the Apple App Store, CVCalculator.ca, and others. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies.
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date at the top. We encourage you to review this policy periodically.
For privacy-related questions or to exercise your rights, please contact:
RenewalIQ
privacy@renewaliq.ca